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Author Topic: What Insurace company do you use and whats your best rate?  (Read 3153 times)

Offline DarkSoul

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What Insurace company do you use and whats your best rate?
« on: February 15, 2008, 08:41:55 PM »
Just kind of wondering whats out there for insurance and if I'm getting a ok deal.

I'm with the Co-Coperators and I pay about $374 a year for 750cc motorcycle sportbike class.
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Offline chezz

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Re: What Insurace company do you use and whats your best rate?
« Reply #1 on: February 15, 2008, 09:14:57 PM »
Great topic..I'm a new rider in search of a good deal as well
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Offline DarkSoul

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Re: What Insurace company do you use and whats your best rate?
« Reply #2 on: February 22, 2008, 04:35:22 PM »
You all don't have insurace or somthing? :p
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Offline chezz

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Re: What Insurace company do you use and whats your best rate?
« Reply #3 on: February 22, 2008, 11:30:25 PM »
Nope..not even a license yet ::)
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Offline Carter

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Re: What Insurace company do you use and whats your best rate?
« Reply #4 on: February 25, 2008, 09:04:45 AM »
As I called up like 23 insurance companies when I first got my bike, I found that "AFC Insurance" was the cheapest for me for an 05 R1....... though 80 % of the ones I called had my bike black listed and would not cover it no matter how much I paid :p
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Offline DarkSoul

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Re: What Insurace company do you use and whats your best rate?
« Reply #5 on: February 25, 2008, 01:25:53 PM »
why did they blacklist it?  I was looking at a Gixxer 1000 and most places were fine with that?  Also, mind if I ask what you are paying for a 1000CC?
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glacebaygixxeronNOS

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Re: What Insurace company do you use and whats your best rate?
« Reply #6 on: February 25, 2008, 02:31:23 PM »
i am with state farm-pay roughly 1200/year for 2 bikes.full coverage.
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Offline BretonSV

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Re: What Insurace company do you use and whats your best rate?
« Reply #7 on: February 28, 2008, 04:17:51 PM »
Im with co-operators as well about the same around $370 per year PLPD only on a 650. I have heard if you also insure a vehicle with them you can get full coverage for about the same with State Farm. Know if theres any truth in that glacebay boi'? :) what are your bikes and do you have a car with them?
« Last Edit: February 28, 2008, 04:21:12 PM by BretonSV »
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glacebaygixxeronNOS

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Re: What Insurace company do you use and whats your best rate?
« Reply #8 on: February 28, 2008, 11:55:56 PM »
i have everything with state farm house,2 cars,3 bikes.
the price difference is because i am in ontario right now-the most expensive province for insurance-
when i had insurance back home i was paying 308dollars a year for full coverage on a 600 through clark insurance.
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Offline harley_nova

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Re: What Insurace company do you use and whats your best rate?
« Reply #9 on: March 07, 2008, 11:19:18 AM »
Hi, I am in the market for insurance as well.
With owning a Harley and only being 24, insurance is pretty high. I have found that A.A. Munroe Insurance in the cheapest. They are associated with Road Wings Motorcycle Insurance.
Because I am financing my bike, I have to FULL COVERAGE.
I was quoted $1291.00.  Primmum was the most expensive at $2267.

Thought I would share my experience with you all. Needless to say, I am going to go with A.A. Munroe.

Ryan
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Offline DarkSoul

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Re: What Insurace company do you use and whats your best rate?
« Reply #10 on: March 07, 2008, 01:09:07 PM »
May have to give them a call and see what the insurance would be on my bike.  Full coverage on my 750 was about $1700 with Co-OP I think
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Offline harley_nova

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Re: What Insurace company do you use and whats your best rate?
« Reply #11 on: March 07, 2008, 01:24:37 PM »
Co-Operators was $2000 FULL.  They suggested I contact 'Biker Friendly' insurance companies.
Primmum was one and A.A. Munroe was the other.
Good luck. Let me know how you make out DarkSoul.

Ryan
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Offline Carter

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Re: What Insurace company do you use and whats your best rate?
« Reply #12 on: March 07, 2008, 01:40:52 PM »
I used to be with Primmum but didn't find them all that great for cost. Will be looking into new coverage this year to see if a better price somewhere.
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Offline DarkSoul

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Re: What Insurace company do you use and whats your best rate?
« Reply #13 on: March 07, 2008, 01:52:09 PM »
Problem we have Carter is we own sportbikes which are at a greater risk.  Your's being a 1000CC makes it even harder to get a good deal on then my 750.  One of the main reasons that I didn't get a GSX-R 1000 when I was shopping around.
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Offline harley_nova

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Re: What Insurace company do you use and whats your best rate?
« Reply #14 on: March 07, 2008, 02:00:56 PM »
My biggest thing is that I have no motorcycle insurance records and I have had my license for a year and half.
I think $1291 for a complete newbie is pretty damn good.
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